Services

SERVICES

WHAT WE OFFER

We offer a unified platform for managing your business or family’s financial landscape. Our top-tier private banking services cater to both individual and business accounts. Explore expert guidance in life and medical insurance, investment planning, and wealth management. Additionally, you can trust us with your estate, testament, and life planning needs for a comprehensive approach to securing your future and assets. Experience a seamless, all-encompassing financial solution with our dedicated consulting offerings.

LIFE INSURANCE

We develop solutions in the event of death, disability, and disease around your specific context to find the balance between being adequately covered and not being over-insured.

No life insurance company has a one size fits all solution and we will endeavour to best match your circumstances to the company offering best suited to them. In doing so we take full account of your existing assets and liabilities and any liquidity constraints inherent in these assets to make sure that there is no financial burden involved when the unforeseen strikes.

WHY LIFE INSURANCE

Long-term insurance appears abstract as the benefit of such cover will only be experienced when an unforeseen unfortunate event occurs. The financial implications of such events can have a dire effect on your financial well-being or on your remaining loved ones if long-term insurance has not been considered.

CONSULTATIONS

We offer full estate planning, evaluating what is needed depending on your values as our client, taking you through the process step by step.

PREFERRED LIFE INSURANCE COMPANIES

Discovery, FMI, Hollard, Liberty, Momentum, Old Mutual, PPS, Sanlam, and Investec.

HEALTH

The cost of medical treatment is enormous and given the number of medical aid schemes in operation, it is essential to match the needs of individuals, families, and companies with the most applicable plan. These provide a range of hospital cover plans from elementary to comprehensive as well as attached medical saving accounts. We also provide advice on ancillary products such as in-hospital gap cover to ensure that there are no surprises when you need them least.

WHY HEALTH INSURANCE

The perils involved with not having an appropriate medical aid plan can have a significant effect on individual cash flow.

CONSULTATIONS

We assess needs, compare quotes, and decide what is available for you on the market that suits your circumstances best. As an independent consultancy, you can trust us to make decisions based on your best interests.

PREFERRED MEDICAL AID SCHEMES

Bestmed, Bonitas, Discovery, Fedhealth, Genesis, Liberty Health, Medihelp, Med Shield, Momentum, Profmed, Resolution Health, Topmed, Bonitas, and Selfmed.

Investment Plans

In an environment where investment products are becoming more and more complicated, we have developed investment models that are based on proven and theoretically justified long-term investment strategies. We challenge conventional thinking around how investment portfolios are constructed and are especially opposed to conventional risk profiling techniques. We believe that a portfolio should be built around the unique lifestyle and retirement goals of each client to ensure a good pre and post-retirement quality of life.

The correct asset allocation is ultimately the biggest driver of investment return and our process involves matching this with the specific client goals. We remain fully cognisant of the unique risk appetite of our clients, but we believe that the biggest risk in investment planning is the risk of not meeting your goals. We will make use of a range of different products to provide the most cost and tax-efficient solution and will include the use of products such as unit trusts, retirement annuities, endowments, and direct shares.

WHY INVEST

Our experts can prepare you for unforeseen events, and make sure you are always in a position of safety no matter what occurs, be it inflation or market declines.

CONSULTATIONS

We provide you with a comprehensive perspective of your goals, spanning from the desired term to your risk appetite. We then create a suitable structure based on your specific requirements.

PREFERRED INVESTMENT MANAGEMENT COMPANIES

Allan Gray, Coronation, Investec, Ninety-One, Nedgroup, Old Mutual International, Old Mutual, Prudential, PSG, Stanlib, and M&G.

LEGAL

With us, you will embark on a journey of meticulous estate, trust and will management. At our firm, we take pride in offering an all-encompassing service under one roof. We make sure your wishes are respected and carried out accordingly. Regardless of your background, we welcome you as our client. Trust us to ensure your loved ones are secure and your wishes are upheld. All our planning is done in-house, prioritising your best interests without third-party intervention. We will craft you a future that respects your values and secures your legacy.

LEGAL

We have the expertise to create a will that aligns with your values and meets all legal requirements. Rest assured that we will follow through on your specific wishes for asset distribution, guardianship of dependents, and other important matters after your passing.

CONSULTATIONS

In our consultancies, we walk you through the process of managing your estate and take the time to understand your context.

Contact Us

We provide you with a beautiful working place that your work

is productive to growth your business.

LVC is a financial planning practice that provides a range of services that aims to provide practical and efficient solutions to the unique needs of our clients.

QUICK LINKS

OFFICE HOURS

Monday – Thursday : 08h00 – 17h00

Friday : 08h00 – 16h00

CONNECT WITH US

Lochner and Venter Consulting (Pty) Ltd is an authorised financial services provider (FSP 5703) in terms of the Financial Advisory and Intermediary Services Act (Act no. 37 of 2002).
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