Long term insurance remains an abstract financial product at best as the benefit of such cover will only be experienced when an unforeseen unfortunate event occurs. The financial implications of such events can have a dire effect on your financial well-being or on your remaining loved ones. We develop solutions in the event of death, disability, and dreaded disease around your unique needs to find the balance between being adequately covered and not being over-insured. We also consult on employee benefits and business assurance. No life insurance company has a one size fits all solution and we will endeavor to best match your unique needs to the company offering best suited to these needs. In doing so we take full account of your existing assets and liabilities and any liquidity constraints inherent in these assets to make sure that there is no financial burden involved when the unforeseen strikes. Follow this link for a list of our preferred Life Insurance companies.